Berkshire Real-Time Value
Live quote snapshot, SEC 13F holdings, and XBRL balance sheet context
Valuation Monitor

Berkshire Valuation Monitor

A cleaner view of Berkshire Hathaway's current trading level versus a live, non-GAAP intrinsic value estimate built from reported equity and marked public holdings.

Intrinsic Value Per BRK.B Share
$583
Sum-of-parts: equities + cash + operating businesses − liabilities
BRK.B Market Price
$506
Live quote snapshot as of 2026-09-05T15:51:46Z.
Current Valuation
13%
Below Intrinsic Value
Price / intrinsic value: 0.87
< 0.90 Deep discount
0.90 - 1.10 Fair value
> 1.10 Premium

Currently trading 13.3% below intrinsic value

Base Filing Period 2026-06-30
Filed 2026-08-10
Method Reported equity plus live revaluation of U.S. 13F equities and Japan trading houses.
Valuation Trend
Snapshots from the stored valuation history (quarterly filing history plus recent daily readings), showing BRK.B against intrinsic value plus the premium or discount trend.
606 snapshots
Price Vs Intrinsic Value
$608 $525 $443 $360 May 15 Jul 18 Sep 18 Nov 18 Jan 23 Mar 26 May 28 Jul 30 Sep 30 Dec 01 Feb 03 Apr 07 Jun 08 Jul 21 Sep 02 Sep 05 Market Intrinsic
Premium Or Discount
+39% +0% -39%
BRK.B market price Intrinsic value per BRK.B Premium / discount
Updated 2026-09-05T15:51:49Z.
How Intrinsic Value Is Calculated Sum-of-parts
U.S. public equities (13F, live)
$299.25B
International equities (Japan, live)
$40.93B
Cash & equivalents
$40.61B
Short-term investments (T-bills)
$324.90B
Operating businesses (15× pretax earnings)
$70.4B annualized pretax operating earnings ($34.9B YTD × 2.02) × 15
Why 15×?

Buffett has written in shareholder letters that he values businesses at 10–15× pretax earnings, with higher-quality businesses at the upper end. At Berkshire's ~21% effective tax rate, 15× pretax is equivalent to roughly 19× after-tax — consistent with long-run valuations of large, durable businesses. Berkshire's mix of capital-intensive segments (BNSF, BHE) and higher-return franchises (insurance) makes 15× a conservative blended estimate; many analysts of comparable conglomerates use 16–18×.

$1.06T
Less: total liabilities
−$512.89B
Intrinsic Value (total)
$1.25T
Operating earnings = pretax income − investment gains + non-cash impairments, from the 2026-06-30 10-Q XBRL filing (annualized to a full-year run-rate). Liabilities include insurance float, deferred taxes, and all debt.
GAAP equity bridge (reference)
Reported Equity
$750.18B
10-Q filed 2026-08-10
Net Revaluation
+$62.26B
Market uplift from tracked public holdings.
Estimated Equity
$812.44B
GAAP anchor — understates operating business value.
U.S. listed equity securities (13F)
Book $299.25B • Market $299.25B
+$0
Japan trading houses (non-GAAP add-on)
Book $0 • Market $40.93B
+$40.93B
Insurance float premium (non-GAAP)
Book $213.29B • Market $234.62B
+$21.33B
Market Snapshot Yahoo Finance
BRK-A
759.35K
Day: 757.75K - 760.22K
PE: 12.72 • Mkt Cap: 1.08T
BRK-B
506
Day: 504 - 508
PE: 12.72 • Mkt Cap: 1.08T
As of 2026-09-05T15:51:46Z
Tracked Public Equities Current market value
U.S. 13F Equities
$299.25B
Japan Trading Houses
$40.93B
FX: 1 USD = 156.221 JPY as of 2026-09-05 15:51 UTC.
Portfolio Summary Grouped View
$299.25B
Total reported 13F value
Period Of Report 2026-06-30
Filing Date 2026-08-14
Entries Showing top 10 of 29
Latest 13F Holdings
This remains the main supporting evidence table and keeps the current live-price enrichment.
Issuer Class CUSIP Mapped Ticker 13F Value Shares Type Live Price Current Value
APPLE INC COM 037833100 AAPL $65.95B 227,917,808 SH
AMERICAN EXPRESS CO COM 025816109 AXP $51.28B 151,610,700 SH
COCA COLA CO COM 191216100 KO $32.51B 400,000,000 SH
ALPHABET INC CAP STK CL A 02079K305 GOOG $28.16B 78,791,167 SH
BANK OF AMER CORP COM 060505104 BAC $27.54B 483,394,015 SH
CHEVRON CORPORATION COM 166764100 CVX $13.99B 84,375,856 SH
OCCIDENTAL PETE CORP COM 674599105 OXY $12.87B 264,941,431 SH
CHUBB LIMITED COM H1467J104 CB $11.67B 34,249,183 SH
MOODYS CORP COM 615369105 MCO $11.17B 24,669,778 SH
ALPHABET INC CAP STK CL C 02079K107 $9.61B 27,188,433 SH
Data timestamps & periods
Live Prices Fetched
Yahoo Snapshot 2026-09-05T15:51:46Z
13F Period Of Report 2026-06-30
Filing Date 2026-08-14
SEC Cache Written 2026-09-05T01:22:29Z
Source: SEC 13F filing • Filing indexInformation table
International (Non-13F) - Japan Trading Houses
Current values are derived from disclosed ownership percentages multiplied by live market caps.
% ownership x market cap
Company Ticker % Owned Market Cap Current Value (USD) Alt Source Verified
Mitsubishi Corp 8058.T 10.23% ¥17,948,666,232,832 $11.75B ¥1.84T disclosure 2025-08-28
Mitsui & Co 8031.T 9.82% ¥14,224,791,175,168 $8.94B ¥1.40T disclosure 2025-03-17
Itochu Corp 8001.T 9.8% ¥15,405,767,720,960 $9.66B ¥1.51T disclosure 2025-03-17
Marubeni Corp 8002.T 9.8% ¥8,253,340,123,136 $5.18B ¥808.83B disclosure 2025-03-17
Sumitomo Corp 8053.T 9.8% ¥8,603,005,091,840 $5.40B ¥843.09B disclosure 2025-03-17
Notes
Live Market Caps Fetched via Yahoo Finance for TSE (.T) tickers; currency JPY.
Valuation Method Current value = % ownership x live market cap.
As Of 2026-09-05 15:51 UTC
Cash, Other Assets, and Liabilities
Reference values extracted from SEC XBRL balance sheet tags.
SEC XBRL
Insurance and Other — assets Carrying value
Cash and cash equivalents $35.10B
Short-term investments in U.S. Treasury Bills $324.90B
Investments in fixed maturity securities $17.03B
Investments in equity securities $323.78B
Equity method investments $19.95B
Loans and finance receivables $30.72B
Other receivables $48.63B
Inventories $26.57B
Property, plant and equipment $39.41B
Equipment held for lease $18.91B
Goodwill $56.19B
Other intangible assets $33.95B
Deferred charges - retroactive reinsurance $7.67B
Other $27.81B
Total Insurance and Other assets $1.01T
Railroad, Utilities and Energy — assets Carrying value
Cash and cash equivalents $5.51B
Receivables $4.56B
Property, plant and equipment $185.81B
Goodwill $26.98B
Regulatory assets $4.38B
Other $25.17B
Total Railroad, Utilities and Energy assets $252.43B
Total assets $1.26T
Liabilities Amount
Insurance float (policyholder reserves) $213.29B
Notes payable and other borrowings $43.30B
Other liabilities (payables, etc.) $53.41B
Insurance and Other liabilities $310.00B
Notes payable and other borrowings $85.30B
Other liabilities $27.42B
Railroad, Utilities and Energy liabilities $112.72B
Income taxes (principally deferred) $90.18B
Total liabilities $512.89B
Total equity $750.18B
How insurance float is treated

Float — the policyholder reserves above — is the money Berkshire holds between collecting premiums and paying claims. As long as underwriting roughly breaks even and float is stable or growing, it behaves like low- or no-cost leverage.

In the sum-of-parts intrinsic value, float is not added back as equity. The investments it funds (the equity portfolio, T-bills, and cash) are already counted at full value on the asset side, and the interest & dividend income those investments produce is already capitalized in the operating-earnings multiple. Float's franchise value therefore flows through to intrinsic value via the earnings it generates; the principal nets against the assets it bought, so it is deducted as a liability to avoid double-counting.

Notes, Data Timestamps & Periods
Period End 2026-06-30
Form / Filed 10-Q • 2026-08-10
XBRL Cache Written 2026-09-04T16:47:04Z
Source: • Filing indexXBRL instance
Disclaimer
Information on this site is for educational purposes only and does not constitute financial or investment advice. All valuation estimates are approximate and subject to change. Always conduct your own research.